Important steps in the credit process

Fix Your Credit


  •  Your financial health revolves around your credit score! Work with our credit experts and proven system to eliminate any inaccurate, obsolete or erroneous accounts. Using your rights under the Fair Credit Reporting Act to your advantage, we help you dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most.We fix consumer credit reports in a legal manner and fight abusive debt collectors.

Watch Your Credit


  • We've made your credit report horizontal and easy to read! Search or find anything quickly and utilize tabs to view more or less detail. Through Smart Credit, you'll be able to view your credit score, auto score, insurance score and even a hiring risk index for job seekers. Mange all of your online accounts in one place, integrated with your credit and identity. Not only is it the best and most complete picture of your money, but it's interactive! 

Build Your Credit


  • Understanding how your credit score is calculated and how to read your credit report are the first steps in improving your current standing. Our Credit Education Center offers a wide variety of educational services, credit tips and resources to help you take the necessary steps to enhance you credit score and manage your financial life. Improve your score by identifying the accounts that need immediate attention and understand the impact of the amount of credit you are using.

Protect Your Credit


  •  Better fraud detection means more protection. LifeLock uses advanced technology to constantly monitor over a trillion data points to help detect suspicious uses of your identity information to get loans, credit and services in your name.

  • Notification and verification. At the center of all LifeLock services is the patented LifeLock Identity Alert® system.† We will send you a potential fraud alert by text, phone or email*. If you confirm that the suspicious transaction is fraudulent, your LifeLock team is on it. 

  • We know what to do. LifeLock's US-based Identity Protection Agents are ready to help with identity theft restoration. And if your identity is ever compromised, an Identity Restoration Specialist takes charge. 

Enhance You Credit


  •  Positive Credit Building will provide the necessary tools to understand the credit scoring system; how it works and how it impacts your financial health and freedom.  We'll show you how your financial actions can impact your credit score.  We'll give you a wide variety of credit restoration services, credit tips and budgeting tools to establish and maintain your good credit.   

Manage Your Credit


  • Managing credit is a challenge that we all face. No matter what level of income you earn, handling credit is a necessary skill. Anyone who has ever been denied credit understands how the lack of credit affects financial options and everyday life. Your credit report and credit score can affect your ability to purchase a home, rent an apartment, buy or lease a vehicle, find good insurance rates, or even acquire a new job.